FORM   {margin:0; padding:0; margin:0;}
body {font: 14px; font-family: verdana, arial, times new roman;}
p {font: 14px; font-family: verdana, arial, times new roman;}
div {font: 15px; font-family: verdana, arial, times new roman;}
pre {font: 14px; font-family: verdana, arial, times new roman;}
small {color: #113344; font: 12px; font-family: verdana, arial, times new roman;}
a:link, A:visited, A:active{text-decoration: none;}
a:hover {text-decoration: underline;}
h3 {color: #4080C0; font: 20px verdana, arial, times new roman; font-weight: bold;}
H4 {color: #4080C0; font: 17px verdana, arial, times new roman; font-weight: 500;}
b {color: #113344; font-weight: bold}